🎄 Blogmas #9 – Five ways to budget for Christmas!

Hey guys! Welcome back to my blog or if you’re here for the first time then welcome! I know it’s a cliche thing to say but Christmas is expensive. Everyone always knows that their bank account is going to hate them after Christmas from buying presents, food, going out for staff dinners or parties or pantomimes. It’s a really expensive but lovely time of the year and I think because of this expense and the focus on money, we can sometimes lose the true value of Christmas.

Whatever your belief may be, I think the one thing that we can all agree that Christmas is about is being with your loved ones. You could buy someone all the presents in the world but if they don’t have your time then what’s the point? It’s difficult to do so and easy to say; but time and yourself are the most precious gifts. But! For those of you who are here to find out the ways to budget and save a little bit of money this Christmas, read below!

  1. Set a budget and stick to it.

This is the simplest yet hardest way to ensure that you don’t go bankrupt this Christmas. If you guys are anything like me then you absolutely love giving presents and it’s a ripple, snowball, tumbling wrapping paper effect of wanting to give and give and give. You start seeing stuff in the shops that reminds you of the person but you’re already £20 over budget. Ooh, but they’d really like it. They’d also really like you to not go into overdraft. The best way to do this is to sit down, write out everyone you’re buying presents for and set a budget per person. Keep track of when you buy presents and knock the money that you spent off of the budget, like you would if you were dipping into a piggy bank. You’ll pay more attention to ensuring you’re buying them what they want, not just what you see that reminds you of them.

2. Think about who you really want to buy for.

Last year, I went too mad. I literally bought presents for everyone and anyone and it landed me with not very much money come January! While you may want to be a people pleaser, think about how it could also make the other person feel if they haven’t bought you anything. I know you’re thinking well I wouldn’t mind but it could force them to think that they have to and they might end up losing out money because of it, too. As I said, your company really is a gift and quite often enough for people. If they tantrum and kick up a fuss about not getting a gift then perhaps you should consider who they are as a person!

3. Take advantage of the Black Friday sales!

I did so much of my shopping on Black Friday. It meant that I had more of a choice because the things that I wanted were so much cheaper. It definitely does make it easier for you to keep to a budget, too, because you feel like you’re getting more for less. But tread carefully – sales are sneaky! You think you’re saving loads and then suddenly, your basket adds up to £300. Keep an eye on the total.

4. Make something!

I can hear your eyes rolling but honestly, I feel so touched when someone’s made me something for Christmas or my birthday. It means that they’ve taken time out of their own time to make something personal for you. It doesn’t have to be a knitted scarf or anything like that – last year, I gave my best friend a word document with all of our writing on that we’d done over the years of knowing each other. She loved it and settled down to read it as soon as I gave it to her. I think she liked it more than the stuff I bought! And she made me one of those Scrabble photo frames which I love – it’s so cute!

5. Save in advance.

This is really hard to do but if you guys are good at saving and you have the means to do so then set aside a little pot for Christmas money. Even if you physically take the money out of your account and then put it in a pot somewhere or in a drawer, by the time December rolls around again – who knows how much you may have! This one is tricky, though, because of unexpected costs that life brings along the way.

So, there you have it! I hope this post was helpful to you guys. Do you have any tips? Let me know in the comments below!

Morgie out.

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2 Comments

  1. December 9, 2017 / 10:30 pm

    Hand made gifts are the best ones indeed! Lovely list, thanks for sharing xx

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